Expense Report Template

An Expense Report is a tool that an organization makes uses of to determine what expenses have incurred during the year for the organization. Many a times, organizations make an expense report on a quarterly basis (there are 4 quarters in a year) to determine how much expense has the organization bared, from where it was paid … Read more

What Is Organic Latex Made Of?

What is Natural Latex? Natural latex is made of sap harvested from rubber trees. The sap is whipped into a froth and baked into cozy latex layers. Is organic latex safe? Yes, natural latex is considered safe. It is not treated with harmful chemicals such as pesticides or formaldehyde. However, if you have a latex … Read more

Is A Closing Disclosure The Same As A Closing Statement?

A closing statement or credit agreement is provided with any type of loan, often with the application itself. A seller’s Closing Disclosure is prepared by a settlement agent and lists all commissions and costs in addition to the net total to be paid to the seller. Is a closing disclosure the same as a settlement … Read more

Is California Being Split Into Three States?

The Cal 3 plan would divide the state’s 58 counties among three states, tentatively named California (nicknamed Cal), Northern California (nicknamed NorCal), and Southern California (nicknamed SoCal). Why does California want to split? Six Californias was a proposed initiative to split the U.S. state of California into six states. … Draper’s stated reasoning for the … Read more